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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,555 | $127,387-72.1% | $115,038-69.1% | $125,389-71.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.77% | 31.28%-35.1pp | 26.14%-29.9pp | 282.24%-286.0pp |
| Employer contribution / active EE | $1,466 | $5,166-71.6% | $4,608-68.2% | $4,866-69.9% |
| Participant deferral / active EE | $2,170 | $6,423-66.2% | $6,026-64.0% | $5,352-59.5% |
| Admin fee / account holder | $1,713 | $9,516-82.0% | $8,175-79.0% | $9,541-82.0% |