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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,111 | $165,381-0.8% | $149,730+9.6% | $158,966+3.2% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 10.41% | 348.29%-337.9pp | 276.70%-266.3pp | 302.95%-292.5pp |
| Employer contribution / active EE | $0 | $5,104-100.0% | $4,645-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $5,738 | $7,182-20.1% | $6,843-16.1% | $5,983-4.1% |
| Admin fee / account holder | $14,994 | $10,809+38.7% | $9,310+61.0% | $11,250+33.3% |