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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,412 | $167,504+190.4% | $151,628+220.8% | $134,509+261.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -16.85% | 7.81%-24.7pp | 3.34%-20.2pp | 418.13%-435.0pp |
| Employer contribution / active EE | $37,052 | $6,828+442.7% | $6,165+501.0% | $4,741+681.6% |
| Participant deferral / active EE | $24,214 | $8,985+169.5% | $8,363+189.5% | $6,400+278.3% |
| Admin fee / account holder | $9,274 | $13,779-32.7% | $11,613-20.1% | $11,427-18.8% |