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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,435 | $115,225-35.4% | $100,712-26.1% | $138,895-46.4% |
| Participation rate | 66.7% | 74.3%-7.7pp | 69.3%-2.6pp | 79.9%-13.3pp |
| Annual return | 11.19% | 40.35%-29.2pp | 33.27%-22.1pp | 145.39%-134.2pp |
| Employer contribution / active EE | $1,277 | $2,771-53.9% | $2,313-44.8% | $4,194-69.6% |
| Participant deferral / active EE | $3,476 | $4,699-26.0% | $4,085-14.9% | $6,396-45.7% |
| Admin fee / account holder | $10 | $10,844-99.9% | $9,256-99.9% | $12,562-99.9% |