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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $296,189 | $148,629+99.3% | $135,982+117.8% | $139,487+112.3% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 15.77% | 79.33%-63.6pp | 68.32%-52.6pp | 373.84%-358.1pp |
| Employer contribution / active EE | $10,691 | $5,247+103.8% | $4,859+120.0% | $4,755+124.9% |
| Participant deferral / active EE | $13,198 | $8,102+62.9% | $7,760+70.1% | $6,713+96.6% |
| Admin fee / account holder | $21,448 | $12,406+72.9% | $10,767+99.2% | $11,407+88.0% |