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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,747 | $176,120+77.6% | $159,487+96.1% | $167,553+86.7% |
| Participation rate | 83.3% | 85.0%-1.6pp | 82.8%+0.5pp | 82.1%+1.2pp |
| Annual return | 11.74% | 331.95%-320.2pp | 263.71%-252.0pp | 478.89%-467.2pp |
| Employer contribution / active EE | $11,215 | $5,299+111.6% | $4,831+132.1% | $4,840+131.7% |
| Participant deferral / active EE | $9,310 | $7,752+20.1% | $7,354+26.6% | $6,343+46.8% |
| Admin fee / account holder | $59,109 | $12,561+370.6% | $10,804+447.1% | $12,316+379.9% |