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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,220 | $95,188+22.1% | $76,518+51.9% | $135,379-14.2% |
| Participation rate | 33.3% | 74.4%-41.1pp | 68.0%-34.7pp | 82.6%-49.3pp |
| Annual return | -2.96% | 4.85%-7.8pp | -0.27%-2.7pp | 519.79%-522.7pp |
| Employer contribution / active EE | $992 | $3,303-70.0% | $2,647-62.5% | $4,779-79.2% |
| Participant deferral / active EE | $6,140 | $4,640+32.3% | $3,836+60.1% | $5,609+9.5% |
| Admin fee / account holder | $0 | $6,249-100.0% | $4,849-100.0% | $10,828-100.0% |