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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,099 | $181,896-90.6% | $156,551-89.1% | $273,972-93.8% |
| Participation rate | 71.4% | 88.4%-17.0pp | 84.0%-12.6pp | 83.0%-11.6pp |
| Annual return | 4.56% | 30.74%-26.2pp | 32.23%-27.7pp | 41.46%-36.9pp |
| Employer contribution / active EE | $2,390 | $6,248-61.7% | $5,501-56.6% | $4,869-50.9% |
| Participant deferral / active EE | $2,579 | $5,550-53.5% | $4,871-47.1% | $5,287-51.2% |
| Admin fee / account holder | $12,149 | $15,560-21.9% | $13,028-6.7% | $10,133+19.9% |