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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,643 | $97,732-67.6% | $83,831-62.3% | $135,380-76.6% |
| Participation rate | 62.5% | 80.0%-17.5pp | 76.1%-13.6pp | 82.6%-20.1pp |
| Annual return | -9.09% | 1287.56%-1296.6pp | 850.99%-860.1pp | 519.81%-528.9pp |
| Employer contribution / active EE | $1,450 | $4,222-65.7% | $3,631-60.1% | $4,779-69.7% |
| Participant deferral / active EE | $3,328 | $4,683-28.9% | $4,082-18.5% | $5,609-40.7% |
| Admin fee / account holder | $911 | $6,675-86.4% | $5,479-83.4% | $10,828-91.6% |