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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,879 | $106,008-71.8% | $92,240-67.6% | $147,586-79.8% |
| Participation rate | 56.3% | 80.4%-24.2pp | 76.5%-20.2pp | 82.8%-26.6pp |
| Annual return | 15.23% | 50.05%-34.8pp | 176.29%-161.1pp | 578.59%-563.4pp |
| Employer contribution / active EE | $1,258 | $4,333-71.0% | $3,680-65.8% | $4,876-74.2% |
| Participant deferral / active EE | $2,773 | $4,478-38.1% | $3,897-28.9% | $5,439-49.0% |
| Admin fee / account holder | $955 | $6,333-84.9% | $5,194-81.6% | $10,886-91.2% |