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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,032 | $202,345-60.0% | $172,755-53.1% | $152,885-47.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 50.20% | 1029.77%-979.6pp | 802.94%-752.7pp | 345.39%-295.2pp |
| Employer contribution / active EE | $5,687 | $5,858-2.9% | $5,144+10.5% | $4,763+19.4% |
| Participant deferral / active EE | $5,439 | $5,948-8.6% | $5,198+4.6% | $5,851-7.0% |
| Admin fee / account holder | $502 | $17,111-97.1% | $13,955-96.4% | $11,598-95.7% |