Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 9-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,298 | $116,203-81.7% | $93,621-77.3% | $152,897-86.1% |
| Participation rate | 60.0% | 78.1%-18.1pp | 75.8%-15.8pp | 82.5%-22.5pp |
| Annual return | 24.66% | 35.96%-11.3pp | 32.76%-8.1pp | 345.43%-320.8pp |
| Employer contribution / active EE | $497 | $3,219-84.5% | $2,719-81.7% | $4,764-89.6% |
| Participant deferral / active EE | $2,183 | $4,605-52.6% | $4,070-46.4% | $5,851-62.7% |
| Admin fee / account holder | $670 | $10,751-93.8% | $7,890-91.5% | $11,599-94.2% |