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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,723 | $169,237-94.3% | $129,339-92.5% | $145,978-93.3% |
| Participation rate | 81.0% | 76.5%+4.5pp | 69.6%+11.3pp | 80.3%+0.7pp |
| Annual return | 146.19% | 14364.43%-14218.2pp | 9437.05%-9290.9pp | 550.52%-404.3pp |
| Employer contribution / active EE | $1,641 | $5,540-70.4% | $4,154-60.5% | $4,662-64.8% |
| Participant deferral / active EE | $2,729 | $4,991-45.3% | $4,170-34.6% | $6,690-59.2% |
| Admin fee / account holder | $345 | $9,882-96.5% | $7,668-95.5% | $13,400-97.4% |