Retirement plan

CHESTERFIELD SERVICE 401(K)

Name: COUNTYWIDE SERVICE, INC. DBA CHESTERFIELD SERVICE INC. - CHESTERFIELD SERVICE 401(K) (2022) Form 5500
Creator: COUNTYWIDE SERVICE, INC. DBA CHESTERFIELD SERVICE INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHESTERFIELD SERVICE 401(K), COUNTYWIDE SERVICE, INC. DBA CHESTERFIELD SERVICE INC.

COUNTYWIDE SERVICE, INC. DBA CHESTERFIELD SERVICE INC.EIN 26-3886026Plan #001PY 2022

245 CHESTERFIELD INDUSTRIAL BLVD - CHESTERFIELD, MO 63005636-532-5841

Prospect flagsLow assets / participant

How to read this page

Total assets (EOY)

$487K

+67.9% from 2021

Total participants

+60.4% from 2021

Average account balance

$7,275

-67.4% from 2021

Annual return

-8.20%

-26.01 pp from 2021

Benchmarks

See 17,347 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort17,347 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.43M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$16K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

124.7%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$402K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$6K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+22.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1542

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2F2G3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$7K

$99 / participant

Other / not subdivided$7K100.0%

% of EOY assets

1.376%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$7,275

$64,716-88.8%

$112,258-93.5%

$68,495-89.4%

Participation rate

85.3%

67.2%+18.1pp

75.1%+10.2pp

67.9%+17.4pp

Annual return

-8.20%

-11.40%+3.2pp

27.47%-35.7pp

-7.84%-0.4pp

Employer contribution / active EE

$1,402

$2,746-48.9%

$3,636-61.4%

$2,596-46.0%

Participant deferral / active EE

$1,877

$3,565-47.4%

$4,728-60.3%

$4,028-53.4%

Admin fee / account holder

$100

$5,232-98.1%

$6,411-98.4%

$5,403-98.1%

CHESTERFIELD SERVICE 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHESTERFIELD SERVICE 401(K)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion