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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,821 | $64,719-57.0% | $112,249-75.2% | $68,486-59.4% |
| Participation rate | 54.4% | 67.2%-12.8pp | 75.1%-20.7pp | 67.9%-13.5pp |
| Annual return | 0.00% | -11.40%+11.4pp | 27.48%-27.5pp | -7.85%+7.9pp |
| Employer contribution / active EE | $1,883 | $2,747-31.4% | $3,636-48.2% | $2,597-27.5% |
| Participant deferral / active EE | $3,063 | $3,565-14.1% | $4,729-35.2% | $4,028-23.9% |
| Admin fee / account holder | $338 | $5,232-93.5% | $6,412-94.7% | $5,404-93.7% |