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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,372 | $111,878-33.5% | $93,727-20.6% | $145,897-49.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.50% | 204.28%-191.8pp | 133.83%-121.3pp | 552.29%-539.8pp |
| Employer contribution / active EE | $9,024 | $3,092+191.8% | $2,421+272.7% | $4,663+93.5% |
| Participant deferral / active EE | $4,089 | $4,920-16.9% | $4,417-7.4% | $6,689-38.9% |
| Admin fee / account holder | $1,763 | $10,256-82.8% | $8,292-78.7% | $13,390-86.8% |