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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,993 | $106,557-83.1% | $91,227-80.3% | $134,545-86.6% |
| Participation rate | 37.5% | 76.8%-39.3pp | 73.2%-35.7pp | 81.2%-43.7pp |
| Annual return | -9.09% | 160.81%-169.9pp | 114.14%-123.2pp | 418.37%-427.5pp |
| Employer contribution / active EE | $0 | $3,332-100.0% | $2,851-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $872 | $4,719-81.5% | $4,234-79.4% | $6,401-86.4% |
| Admin fee / account holder | $465 | $6,235-92.5% | $5,423-91.4% | $11,431-95.9% |