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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,123 | $107,809-88.8% | $90,657-86.6% | $135,380-91.0% |
| Participation rate | 100.0% | 78.0%+22.0pp | 74.0%+26.0pp | 82.6%+17.4pp |
| Annual return | -4.01% | -0.90%-3.1pp | 1.89%-5.9pp | 519.81%-523.8pp |
| Employer contribution / active EE | $0 | $3,018-100.0% | $2,532-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $650 | $3,872-83.2% | $3,424-81.0% | $5,609-88.4% |
| Admin fee / account holder | $689 | $5,931-88.4% | $4,994-86.2% | $10,828-93.6% |