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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,483 | $45,283-37.1% | $155,789-81.7% | $52,331-45.6% |
| Participation rate | 44.0% | 62.2%-18.2pp | 76.1%-32.1pp | 68.1%-24.1pp |
| Annual return | 1.64% | 1.80%-0.2pp | 71.54%-69.9pp | 4.54%-2.9pp |
| Employer contribution / active EE | $1,342 | $1,329+1.0% | $3,839-65.0% | $1,882-28.7% |
| Participant deferral / active EE | $2,162 | $2,854-24.3% | $4,798-54.9% | $3,022-28.5% |
| Admin fee / account holder | $29 | $981-97.0% | $7,477-99.6% | $592-95.1% |