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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,974 | $77,816-49.9% | $123,549-68.5% | $64,181-39.3% |
| Participation rate | 75.0% | 74.7%+0.3pp | 82.3%-7.3pp | 69.6%+5.4pp |
| Annual return | -10.29% | 12.49%-22.8pp | 119.20%-129.5pp | 7.63%-17.9pp |
| Employer contribution / active EE | $5,027 | $3,014+66.8% | $4,628+8.6% | $2,381+111.1% |
| Participant deferral / active EE | $3,030 | $5,240-42.2% | $6,426-52.8% | $3,470-12.7% |
| Admin fee / account holder | $2,663 | $5,519-51.8% | $9,284-71.3% | $4,887-45.5% |