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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,039 | $56,200-28.8% | $67,653-40.8% | $59,633-32.9% |
| Participation rate | 84.7% | 71.5%+13.3pp | 75.7%+9.1pp | 68.7%+16.1pp |
| Annual return | 0.07% | 18506.71%-18506.6pp | 6625.22%-6625.2pp | 2041.40%-2041.3pp |
| Employer contribution / active EE | $2,270 | $1,615+40.6% | $2,266+0.2% | $2,203+3.1% |
| Participant deferral / active EE | $4,251 | $2,843+49.5% | $3,560+19.4% | $3,192+33.2% |
| Admin fee / account holder | $4,136 | $3,959+4.5% | $4,821-14.2% | $4,297-3.7% |