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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,721 | $85,766-28.0% | $136,297-54.7% | $70,131-12.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 24.59% | 31.45%-6.9pp | 5156.16%-5131.6pp | 73.14%-48.6pp |
| Employer contribution / active EE | $9,809 | $2,966+230.7% | $4,696+108.9% | $2,342+318.7% |
| Participant deferral / active EE | $9,110 | $5,051+80.3% | $6,247+45.8% | $3,332+173.4% |
| Admin fee / account holder | $1,119 | $5,420-79.4% | $9,244-87.9% | $4,645-75.9% |