Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,581 | $64,716-80.6% | $112,258-88.8% | $68,495-81.6% |
| Participation rate | 64.0% | 67.2%-3.2pp | 75.1%-11.1pp | 67.9%-3.9pp |
| Annual return | -13.12% | -11.40%-1.7pp | 27.47%-40.6pp | -7.84%-5.3pp |
| Employer contribution / active EE | $1,518 | $2,746-44.7% | $3,636-58.2% | $2,596-41.5% |
| Participant deferral / active EE | $2,837 | $3,565-20.4% | $4,728-40.0% | $4,028-29.6% |
| Admin fee / account holder | $2,333 | $5,232-55.4% | $6,411-63.6% | $5,403-56.8% |