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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,122 | $107,015-53.2% | $73,545-31.8% | $147,585-66.0% |
| Participation rate | 14.3% | 66.4%-52.1pp | 54.9%-40.6pp | 82.8%-68.5pp |
| Annual return | 27.61% | 38.25%-10.6pp | -15.16%+42.8pp | 578.57%-551.0pp |
| Employer contribution / active EE | $235 | $1,760-86.7% | $1,219-80.8% | $4,876-95.2% |
| Participant deferral / active EE | $2,544 | $2,462+3.3% | $1,806+40.9% | $5,439-53.2% |
| Admin fee / account holder | $0 | $3,055-100.0% | $2,320-100.0% | $10,885-100.0% |