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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,860 | $183,592-32.0% | $155,574-19.7% | $145,877-14.4% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 12.04% | 61.37%-49.3pp | 64.87%-52.8pp | 551.28%-539.2pp |
| Employer contribution / active EE | $2,837 | $5,317-46.6% | $4,676-39.3% | $4,663-39.2% |
| Participant deferral / active EE | $5,315 | $6,466-17.8% | $5,629-5.6% | $6,691-20.6% |
| Admin fee / account holder | $798 | $19,316-95.9% | $15,914-95.0% | $13,402-94.0% |