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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,956 | $175,231-45.2% | $149,696-35.9% | $139,466-31.2% |
| Participation rate | 77.8% | 83.4%-5.6pp | 78.8%-1.0pp | 80.3%-2.6pp |
| Annual return | 6.54% | 166.77%-160.2pp | 134.46%-127.9pp | 373.66%-367.1pp |
| Employer contribution / active EE | $2,790 | $5,478-49.1% | $4,821-42.1% | $4,754-41.3% |
| Participant deferral / active EE | $4,982 | $6,521-23.6% | $5,682-12.3% | $6,712-25.8% |
| Admin fee / account holder | $664 | $16,155-95.9% | $13,212-95.0% | $11,409-94.2% |