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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,498 | $127,387+19.7% | $115,038+32.6% | $125,389+21.6% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -3.61% | 31.28%-34.9pp | 26.14%-29.7pp | 282.24%-285.8pp |
| Employer contribution / active EE | $13,759 | $5,166+166.3% | $4,608+198.6% | $4,866+182.7% |
| Participant deferral / active EE | $10,993 | $6,423+71.1% | $6,026+82.4% | $5,352+105.4% |
| Admin fee / account holder | $2,284 | $9,516-76.0% | $8,175-72.1% | $9,541-76.1% |