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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,229 | $160,040-52.4% | $147,096-48.2% | $145,877-47.7% |
| Participation rate | 78.6% | 84.0%-5.4pp | 82.2%-3.6pp | 80.3%-1.7pp |
| Annual return | 14.36% | 98.49%-84.1pp | 419.75%-405.4pp | 551.28%-536.9pp |
| Employer contribution / active EE | $763 | $5,289-85.6% | $4,936-84.5% | $4,663-83.6% |
| Participant deferral / active EE | $5,170 | $8,429-38.7% | $8,071-35.9% | $6,691-22.7% |
| Admin fee / account holder | $6,175 | $15,050-59.0% | $13,005-52.5% | $13,402-53.9% |