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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,469 | $89,367-32.3% | $141,191-57.2% | $72,975-17.1% |
| Participation rate | 68.0% | 75.1%-7.1pp | 82.5%-14.5pp | 69.5%-1.5pp |
| Annual return | 20.92% | 111.87%-90.9pp | 71.41%-50.5pp | 81.01%-60.1pp |
| Employer contribution / active EE | $1,227 | $3,115-60.6% | $4,736-74.1% | $2,440-49.7% |
| Participant deferral / active EE | $4,088 | $5,419-24.6% | $6,710-39.1% | $3,608+13.3% |
| Admin fee / account holder | $558 | $5,957-90.6% | $10,264-94.6% | $5,124-89.1% |