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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,643 | $65,428+21.7% | $169,390-53.0% | $71,511+11.4% |
| Participation rate | 64.5% | 66.9%-2.4pp | 77.2%-12.7pp | 67.9%-3.4pp |
| Annual return | 20.92% | 21.35%-0.4pp | 406.07%-385.2pp | 28.86%-7.9pp |
| Employer contribution / active EE | $1,689 | $2,064-18.2% | $4,013-57.9% | $2,589-34.8% |
| Participant deferral / active EE | $2,590 | $4,360-40.6% | $6,222-58.4% | $4,291-39.6% |
| Admin fee / account holder | $721 | $1,328-45.7% | $9,015-92.0% | $1,588-54.6% |