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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,023 | $67,606-95.5% | $82,313-96.3% | $70,124-95.7% |
| Participation rate | 72.4% | 72.8%-0.4pp | 76.9%-4.5pp | 69.5%+2.9pp |
| Annual return | 15.44% | 21.57%-6.1pp | 25.88%-10.4pp | 73.14%-57.7pp |
| Employer contribution / active EE | $1,369 | $1,755-22.0% | $2,428-43.6% | $2,342-41.6% |
| Participant deferral / active EE | $1,148 | $2,987-61.6% | $3,706-69.0% | $3,332-65.5% |
| Admin fee / account holder | $1,196 | $4,512-73.5% | $5,608-78.7% | $4,645-74.3% |