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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,630 | $115,796-8.8% | $101,264+4.3% | $158,950-33.5% |
| Participation rate | 50.0% | 79.4%-29.4pp | 75.8%-25.8pp | 82.0%-32.0pp |
| Annual return | 15.19% | 56.15%-41.0pp | 46.48%-31.3pp | 302.91%-287.7pp |
| Employer contribution / active EE | $1,039 | $4,175-75.1% | $3,660-71.6% | $4,762-78.2% |
| Participant deferral / active EE | $7,356 | $4,958+48.4% | $4,370+68.3% | $5,983+23.0% |
| Admin fee / account holder | $869 | $7,247-88.0% | $5,947-85.4% | $11,248-92.3% |