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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,008 | $73,978+97.4% | $96,515+51.3% | $75,173+94.2% |
| Participation rate | 73.7% | 66.4%+7.3pp | 74.3%-0.7pp | 67.2%+6.5pp |
| Annual return | 12.29% | 26.72%-14.4pp | 35.73%-23.4pp | 160.72%-148.4pp |
| Employer contribution / active EE | $7,812 | $2,931+166.6% | $3,740+108.9% | $2,671+192.5% |
| Participant deferral / active EE | $6,837 | $3,660+86.8% | $4,880+40.1% | $4,126+65.7% |
| Admin fee / account holder | $52,949 | $5,219+914.6% | $6,735+686.1% | $5,651+837.0% |