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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,115 | $107,363+137.6% | $92,909+174.6% | $152,897+66.9% |
| Participation rate | 81.3% | 79.8%+1.5pp | 76.0%+5.2pp | 82.5%-1.2pp |
| Annual return | 4.54% | 145.63%-141.1pp | 109.44%-104.9pp | 345.43%-340.9pp |
| Employer contribution / active EE | $6,067 | $4,222+43.7% | $3,653+66.1% | $4,764+27.4% |
| Participant deferral / active EE | $6,075 | $4,848+25.3% | $4,238+43.3% | $5,851+3.8% |
| Admin fee / account holder | $1,243 | $7,082-82.5% | $5,795-78.6% | $11,599-89.3% |