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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,636 | $198,462-41.7% | $170,439-32.2% | $147,585-21.6% |
| Participation rate | 75.0% | 88.0%-13.0pp | 83.6%-8.6pp | 82.8%-7.8pp |
| Annual return | 21.51% | 257.30%-235.8pp | 205.94%-184.4pp | 578.58%-557.1pp |
| Employer contribution / active EE | $4,439 | $6,184-28.2% | $5,433-18.3% | $4,876-9.0% |
| Participant deferral / active EE | $5,989 | $5,629+6.4% | $4,939+21.2% | $5,439+10.1% |
| Admin fee / account holder | $3,570 | $16,852-78.8% | $13,881-74.3% | $10,886-67.2% |