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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,430 | $181,896-55.2% | $156,551-48.0% | $273,972-70.3% |
| Participation rate | 80.0% | 88.4%-8.4pp | 84.0%-4.0pp | 83.0%-3.0pp |
| Annual return | -6.92% | 30.74%-37.7pp | 32.23%-39.1pp | 41.46%-48.4pp |
| Employer contribution / active EE | $4,926 | $6,248-21.2% | $5,501-10.5% | $4,869+1.2% |
| Participant deferral / active EE | $4,617 | $5,550-16.8% | $4,871-5.2% | $5,287-12.7% |
| Admin fee / account holder | $687 | $15,560-95.6% | $13,028-94.7% | $10,133-93.2% |