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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,652 | $101,063-48.9% | $81,473-36.6% | $147,585-65.0% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 2.92% | 32.41%-29.5pp | 38.78%-35.9pp | 578.58%-575.7pp |
| Employer contribution / active EE | $9,550 | $3,206+197.9% | $2,568+271.9% | $4,876+95.8% |
| Participant deferral / active EE | $1,007 | $4,242-76.3% | $3,537-71.5% | $5,439-81.5% |
| Admin fee / account holder | $751 | $5,812-87.1% | $4,561-83.5% | $10,886-93.1% |