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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,348 | $63,082-67.7% | $81,716-75.1% | $79,852-74.5% |
| Participation rate | 100.0% | 67.5%+32.5pp | 72.0%+28.0pp | 69.6%+30.4pp |
| Annual return | 29.60% | 22.66%+6.9pp | 29.49%+0.1pp | 31.72%-2.1pp |
| Employer contribution / active EE | $1,297 | $1,795-27.8% | $4,310-69.9% | $2,471-47.5% |
| Participant deferral / active EE | $2,496 | $2,780-10.2% | $7,108-64.9% | $3,740-33.3% |
| Admin fee / account holder | $1,993 | $4,428-55.0% | $5,159-61.4% | $5,306-62.4% |