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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,043 | $78,707+18.2% | $117,861-21.1% | $70,126+32.7% |
| Participation rate | 64.6% | 73.2%-8.6pp | 79.7%-15.1pp | 69.5%-5.0pp |
| Annual return | 14.04% | 23.30%-9.3pp | 335.11%-321.1pp | 73.15%-59.1pp |
| Employer contribution / active EE | $1,949 | $2,223-12.3% | $3,786-48.5% | $2,343-16.8% |
| Participant deferral / active EE | $3,665 | $3,297+11.1% | $4,482-18.2% | $3,332+10.0% |
| Admin fee / account holder | $10,707 | $5,066+111.4% | $8,021+33.5% | $4,645+130.5% |