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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,897 | $65,027-50.9% | $90,970-64.9% | $79,852-60.1% |
| Participation rate | 25.9% | 61.6%-35.7pp | 69.0%-43.1pp | 69.6%-43.7pp |
| Annual return | 167.52% | 30.45%+137.1pp | 134.58%+32.9pp | 31.72%+135.8pp |
| Employer contribution / active EE | $268 | $1,247-78.5% | $2,122-87.4% | $2,471-89.1% |
| Participant deferral / active EE | $1,364 | $2,512-45.7% | $3,373-59.6% | $3,740-63.5% |
| Admin fee / account holder | $11 | $4,535-99.8% | $5,960-99.8% | $5,306-99.8% |