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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,767 | $133,998-59.9% | $112,263-52.1% | $134,545-60.0% |
| Participation rate | 84.6% | 78.6%+6.1pp | 75.1%+9.6pp | 81.2%+3.4pp |
| Annual return | -15.85% | 47.17%-63.0pp | 27.49%-43.3pp | 418.37%-434.2pp |
| Employer contribution / active EE | $3,288 | $4,040-18.6% | $3,636-9.6% | $4,742-30.7% |
| Participant deferral / active EE | $7,894 | $5,292+49.2% | $4,729+66.9% | $6,401+23.3% |
| Admin fee / account holder | $11,923 | $7,493+59.1% | $6,410+86.0% | $11,431+4.3% |