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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,193 | $97,732-77.3% | $83,831-73.5% | $135,380-83.6% |
| Participation rate | 77.8% | 80.0%-2.2pp | 76.1%+1.6pp | 82.6%-4.9pp |
| Annual return | -8.63% | 1287.56%-1296.2pp | 850.99%-859.6pp | 519.81%-528.4pp |
| Employer contribution / active EE | $1,937 | $4,222-54.1% | $3,631-46.7% | $4,779-59.5% |
| Participant deferral / active EE | $5,237 | $4,683+11.8% | $4,082+28.3% | $5,609-6.6% |
| Admin fee / account holder | $2,795 | $6,675-58.1% | $5,479-49.0% | $10,828-74.2% |