Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 7-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,284 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,020 | $82,163-68.3% | $125,363-79.2% | $64,814-59.9% |
| Participation rate | 61.0% | 77.9%-16.9pp | 82.4%-21.4pp | 71.5%-10.5pp |
| Annual return | 6.27% | 3.49%+2.8pp | 572.15%-565.9pp | 32.84%-26.6pp |
| Employer contribution / active EE | $0 | $3,616-100.0% | $4,815-100.0% | $2,507-100.0% |
| Participant deferral / active EE | $5,698 | $7,175-20.6% | $7,447-23.5% | $4,310+32.2% |
| Admin fee / account holder | $13 | $163-91.9% | $10,005-99.9% | $188-93.0% |