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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,684 | $78,705-69.9% | $117,860-79.9% | $70,124-66.2% |
| Participation rate | 89.5% | 73.2%+16.3pp | 79.7%+9.8pp | 69.5%+19.9pp |
| Annual return | 17.94% | 23.30%-5.4pp | 335.10%-317.2pp | 73.14%-55.2pp |
| Employer contribution / active EE | $4,411 | $2,223+98.4% | $3,786+16.5% | $2,342+88.3% |
| Participant deferral / active EE | $3,202 | $3,297-2.9% | $4,482-28.6% | $3,332-3.9% |
| Admin fee / account holder | $1,559 | $5,065-69.2% | $8,021-80.6% | $4,645-66.4% |