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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,121 | $127,387-45.0% | $115,038-39.0% | $125,389-44.1% |
| Participation rate | 88.9% | 84.2%+4.7pp | 81.4%+7.5pp | 83.2%+5.7pp |
| Annual return | -32.88% | 31.28%-64.2pp | 26.14%-59.0pp | 282.24%-315.1pp |
| Employer contribution / active EE | $15,497 | $5,166+200.0% | $4,608+236.3% | $4,866+218.5% |
| Participant deferral / active EE | $11,123 | $6,423+73.2% | $6,026+84.6% | $5,352+107.8% |
| Admin fee / account holder | $754 | $9,516-92.1% | $8,175-90.8% | $9,541-92.1% |