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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,896 | $135,956+191.9% | $123,894+220.3% | $273,972+44.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 9.87% | 56.63%-46.8pp | 47.52%-37.6pp | 41.46%-31.6pp |
| Employer contribution / active EE | $33,433 | $5,170+546.7% | $4,617+624.2% | $4,869+586.7% |
| Participant deferral / active EE | $20,000 | $6,343+215.3% | $5,984+234.2% | $5,287+278.3% |
| Admin fee / account holder | $8,721 | $9,817-11.2% | $8,357+4.3% | $10,133-13.9% |