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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,784 | $98,240-83.9% | $82,313-80.8% | $147,585-89.3% |
| Participation rate | 88.2% | 79.7%+8.5pp | 76.9%+11.3pp | 82.8%+5.4pp |
| Annual return | 18.77% | 30.85%-12.1pp | 25.88%-7.1pp | 578.57%-559.8pp |
| Employer contribution / active EE | $2,075 | $3,192-35.0% | $2,428-14.6% | $4,876-57.5% |
| Participant deferral / active EE | $5,701 | $4,383+30.1% | $3,706+53.8% | $5,439+4.8% |
| Admin fee / account holder | $4,114 | $8,563-52.0% | $5,608-26.6% | $10,885-62.2% |