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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,341 | $217,432-70.4% | $185,849-65.4% | $167,536-61.6% |
| Participation rate | 69.2% | 86.1%-16.8pp | 81.7%-12.5pp | 82.1%-12.9pp |
| Annual return | 12.00% | 148.42%-136.4pp | 122.10%-110.1pp | 478.82%-466.8pp |
| Employer contribution / active EE | $6,298 | $5,875+7.2% | $5,169+21.8% | $4,839+30.1% |
| Participant deferral / active EE | $4,856 | $6,357-23.6% | $5,569-12.8% | $6,342-23.4% |
| Admin fee / account holder | $1,941 | $19,818-90.2% | $16,244-88.1% | $12,315-84.2% |