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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,421 | $209,422-75.9% | $178,503-71.8% | $158,982-68.3% |
| Participation rate | 76.9% | 86.4%-9.4pp | 81.9%-5.0pp | 82.0%-5.0pp |
| Annual return | 15.37% | 188.81%-173.4pp | 151.12%-135.7pp | 302.99%-287.6pp |
| Employer contribution / active EE | $1,662 | $5,707-70.9% | $5,011-66.8% | $4,763-65.1% |
| Participant deferral / active EE | $4,481 | $5,955-24.8% | $5,202-13.9% | $5,983-25.1% |
| Admin fee / account holder | $1,460 | $17,079-91.5% | $13,987-89.6% | $11,252-87.0% |