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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,339 | $101,283-61.2% | $75,826-48.1% | $135,382-70.9% |
| Participation rate | 55.0% | 72.7%-17.7pp | 68.2%-13.2pp | 82.6%-27.6pp |
| Annual return | -6.75% | 3384.62%-3391.4pp | 1914.15%-1920.9pp | 519.77%-526.5pp |
| Employer contribution / active EE | $450 | $2,382-81.1% | $1,913-76.5% | $4,779-90.6% |
| Participant deferral / active EE | $1,624 | $3,469-53.2% | $2,862-43.3% | $5,609-71.0% |
| Admin fee / account holder | $1,503 | $6,539-77.0% | $4,726-68.2% | $10,829-86.1% |